Approval Process
Most applications are approved instantly. We don't check your credit score, so past financial
challenges won't prevent you from using our service.
Payment Methods
We accept all major debit and credit cards, as well as bank account (ACH) payments. Your payment
method will be charged automatically each month on your chosen date.
Early Payoff
You can pay off your balance early at any time with no penalty or additional fees. Contact us to
arrange early payoff.
Service Fee
Our flat $4.99 service fee is added to your first payment. There are no hidden fees, interest
charges, or additional costs.